ICVERIFY SOFTWARE

From Zero to Verified in Seconds.

ICVERIFY is a complete, PC and UNIX compatible credit authorization software program which includes Credit Card Authorization/Draft Capture, Check Guarantee and ATM/Debit Card Authorization with menu driven simplicity - faster and more efficient than ever before!

Credit Card Authorization with Draft Capture

ICVERIFY can process Visa, MasterCard, American Express, Discover, Diners, Carte Blanche, JCB and private label cards with automatic draft capture into your existing local bank account. The software supports over 80 major card processing networks allowing access to 99% of all US banks. Direct access is available to VISA, MasterCard, American Express and Discover for authorization and settlement.

Check Guarantee, Approval, Verification & Capture

ICVERIFY works with all major check guarantee/approval processors and allows for automated floor limit reporting.

ATM (Automatic Teller Machine)/DEBIT CARD Authorization

ICVERIFY supports all major pinpads including: VeriFone, Atalla, Magtek, NCR, Etc.

START USING ICVERIFY IMMEDIATELY!

Establish or maintain your merchant account with any bank or third party. ICVERIFY is certified with all major processing networks allowing you to use a software solution rather than an old-fashioned bank terminal. ICVERIFY does everything that a bank terminal does at a fraction of the cost and with 10 times the functionality!

ICVERIFY provides the following features:

• Process Transactions in a Pop-Up Window on Any Computer Screen
  ICVERIFY can be "Popped-Up" over any DOS/Network software application and needs only 3.5 K of base memory using LIM/EMS expanded memory or disk swapping.
  
  
• Screen Grab Eliminates Fraud & Error
  The ICVERIFY DOS version provides a unique Screen Grab feature which reads data entered into other merchant software. This eliminates double entry of transaction information, required when using old-fashioned bank card terminals, and eliminates most fraud and clerical errors. Screen Grab provides automatic inter-application integration.
  
  
• Captures Transaction Data Electronically on Your Computer
  ICVERIFY captures and stores all transaction data electronically on your computer's hard drive - STORES TRANSACTIONS FOR UP TO 9 YEARS! This allows for unlimited flexibility and reporting options. Matching totals to a monthly bank statement is a simple menu selection and date range request. Built-in reporting includes number of transactions, average transaction amount, Month-to-Date and Year-to-Date, summaries, category totals, etc. Reports can be printed or viewed on screen. In addition, all transaction data is stored in ASCII Comma/Quote delimited files so it can easily be imported into your favorite spreadsheet or database program.
  
  
• Modem Sharing With Multiple Users
  Network and UNIX versions of ICVERIFY allow multiple users to share a single modem. Rather than having multiple modems and multiple telephone lines, ICVERIFY allows many users to share one modem and one phone line. Modem sharing can cut transaction time in half and yields significant cost savings.
  
  
• Real-Time or Batch/Recurring/Off-line Group Processing
  ICVERIFY can operate in a REAL-TIME or off-line BATCH environment, supporting extensive back office and mail order functions.
  
  
• Modules for Multiple Industries
  General Retail, Mail Order, Restaurant, Bar, Hotel, Sundries, Car Rental, Airline, Communications, Travel, Cruise and Corporate Purchase/Procurement Card.
  
  
• Multiple Merchant Numbers
  Each user can have their funds deposited separately into their own bank account - ideal for busy professional offices, fulfillment houses, multiple locations on a Wide Area Network, etc. Up to 9,999 merchant numbers can be supported per package. Additional charges may apply. American Express "VPIP" Compatible Eliminates T & E transaction fees.
  
  
• Installment Payment Feature
  Recurring transactions (installment, layaway plan, etc) can be billed automatically to a Credit Card.
  
  
• Address Verification
  Mail/Phone Order businesses can add security to transactions using address verification. Address information is compared against the billing address in the card issuing bank's computer.
  
  
• Signature Capture & Retrieval
  ICVERIFY for Windows and UNIX supports signature capture, eliminating paper storage and most chargebacks. Can reprint any receipt complete with signature. Available in pressure-sensitive or LCD.

OPTIONAL HARDWARE

ICVERIFY Magnetic Stripe Card Readers

Keyboard or serial interface - simple installation! Three Track Readers can instantly process Driver's License Information. Over 25 states now offer magnetic stripe drivers licenses, with the rest soon to follow.

ATTENTION DEVELOPERS!

Easily Integrates Into Other Software Applications

ICVERIFY can also operate invisibly to the user, using simple ASCII or command line multi-tasking interfaces. In addition, under Windows ICVERIFY includes a DLL (Dynamic Link Library) interface.

INTEGRATED BY OVER 1,500 DEVELOPERS

Referrals available for integrated POS, Kiosk, BBS, FAXback, IVRS, Internet, and numerous other vertical systems markets.

ICVERIFY, Inc., founded in 1988, is the market leader in credit authorization software. ICVERIFY delivers simple, secure handling of banking transactions on all PC and UNIX-based systems.